Small business
A small business lending broker shops your file to banks, credit unions, alternative lenders, and SBA-preferred partners. We handle documentation, negotiate terms, and explain every clause before you sign. You avoid the rejection cycle that happens when you apply to the wrong lender first. Brokers earn a fee only when your loan funds, so our incentive aligns with yours.
Most Olathe companies with six months of operating history and $10,000 in monthly revenue qualify for at least one program. We place startups, franchises, contractors, medical offices, and distributors. If your credit sits below 650 or you need cash in 48 hours, we know which lenders will still compete for your deal. Collateral requirements flex depending on the product.
Olathe clients use brokered capital to buy delivery vans, remodel storefronts along Santa Fe Street, cover payroll gaps during seasonal dips, purchase competitor practices, or refinance merchant cash advances charging triple-digit rates. One landscaping company near Cedar Creek Elementary used an SBA loan broker package to acquire two competitors and consolidate equipment under a single note with a ten-year amortization.
How it works
Call (913) 354-0788 or visit our office at 12980 Metcalf Ave, Overland Park, KS 66213 to start. Bring two years of business tax returns, three months of bank statements, a driver's license, and a list of outstanding debts. We'll ask about your business financing needs in Olathe and present options within 24 hours. Most files move to underwriting inside a week.
Olathe sits fifteen minutes south of Overland Park and twenty minutes from the logistics hubs in Gardner, so competition for capital is fierce. A small business loan broker knows which lenders prioritize Johnson County deals and which will fund a brewery on East Santa Fe Trail versus a machine shop near the I-35 interchange. We also coordinate with your CPA and attorney so nothing stalls at closing.
Who we serve
* SBA 7(a) for acquisition, working capital, or refinance * Equipment financing with flexible down-payment terms * Commercial real estate loans for purchase or construction * Business lines of credit up to $500,000 * Invoice factoring through broker factoring companies for immediate cash * Working capital for inventory, payroll, or marketing
We serve Lenexa, Gardner, Spring Hill, De Soto, Stilwell, Lake Quivira, and Shawnee. Learn more on our Service Areas page.
Serving the Olathe area

We know which lenders fund which kinds of Olathe businesses, and we position your file where it fits.
One local broker, many lenders, and no cost to apply.
Common questions
Why Olathe owners trust Timberfield Funding
Talk to a local advisor and get matched to the right program, no obligation.