Invoice factoring
Invoice factoring turns your accounts receivable into immediate cash. You submit verified invoices for completed work or delivered goods. The factoring company advances 70 to 90 percent of the invoice face value within one to two days. When your customer pays the invoice at term, the factoring firm releases the reserve balance minus its fee. This is not a loan. It's a purchase of your receivable, so no monthly payments appear on your books and no collateral lien encumbers other assets.
Invoice factoring
Your customer's creditworthiness matters more than yours. Factoring companies evaluate the payment history and financial strength of the businesses that owe you money. Olathe trucking companies hauling for brokers along the I-35 corridor and manufacturers supplying defense contractors at the former Sunflower Army Ammunition Plant both qualify if their customers pay reliably. Startups, firms with past credit issues, and seasonal operations all use factoring because the underwriting focuses on invoice quality, not your balance sheet.
Trucking and logistics dominate invoice factoring volume in Olathe. Owner-operators and small fleets use factoring companies for trucking companies to cover fuel, maintenance, and driver wages between load deliveries. Manufacturers serving aerospace and defense clients factor receivables to smooth cash flow during long production cycles. Staffing agencies, janitorial services, and commercial contractors also rely on business factoring when project milestones stretch payment terms beyond operating cash reserves.
How it works
Call (913) 354-0788 or visit our office at 12980 Metcalf Ave, Overland Park, KS 66213 to discuss your receivables profile. We gather your invoice aging report, customer list, and a brief company overview. Timberfield Funding shops your scenario across our network of factoring firms and trucking company factoring companies to secure competitive advance rates and fee structures. Most approvals arrive within 48 hours, and funding begins as soon as you submit the first batch of invoices.
Explore our full range of commercial business financing in Olathe or review working capital loans and business lines of credit for alternative liquidity options. We serve Lenexa, Gardner, Spring Hill, De Soto, Stilwell, Lake Quivira, and Shawnee.
A five-truck Olathe carrier hauls refrigerated produce from California back to Midwest distributors. Brokers pay net-30, but fuel and insurance bills arrive weekly. The owner factors every invoice the day after delivery, receives cash to pay drivers and cover the next fuel stop, and eliminates the cash-flow gap that once forced him to decline profitable loads during peak harvest season.
Serving the Olathe area

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